Buy · Rent vs Buy

Find the break-even, then decide.

Neither renting nor buying is universally correct. The answer depends on your horizon, your market, and what you would otherwise do with the capital.

What this module does

Designed, scoped, and ready to build.

Rent plus renters insurance against mortgage, taxes, insurance, maintenance, and opportunity cost.

The number of years after which buying becomes cheaper, given your assumptions.

What the down payment would have produced if invested instead — including in fractional real estate.

Appreciation, rent growth, maintenance rate, and transaction costs, all adjustable and transparent.

Wealth is not an event. It is a habit.

This tool exists to remove a cultural default and replace it with arithmetic specific to your situation.